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    Home»News»Why-is-a-hpi-check-important

    Why-is-a-hpi-check-important

    Trevor James.cBy Trevor James.cDecember 6, 2022No Comments3 Mins Read
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    What is a car history check?

    A car check reveals detail information of a vehicle’s past. This information is usually taken from the DVLA, its service history, police databases, insurer information, and private databases.

    What Does an HPI Check Include?

    A hpi check reveals history of the car and tells you key information such as outstanding finance, write off and stolen details. It will also include information from the DVLA like the recorded miles, MOT status, and vehicle specification.

    It will include information on the following details:

    • Car logbook details.
    • If the vehicle has outstanding finance.
    • If the vehicle has ever been an insurance coverage write-off.
    • Whether it’s a stolen automobile.
    • A vehicle valuation.
    • If the vehicle has ever before been recorded as scrapped.
    • The specifications of the vehicle.
    • If the car got exported/imported.
    • Vehicle recognition information.

    For How Long Does an HPI Check Take?

    After you have purchased an HPI examination the results are revealed immediately. You’ll also obtain an email including the history report.

    How do I Obtain a Complimentary HPI Test?

    Regrettably, there is no such point as a free HPI check, so beware of any kind of solutions that assert to provide one. However, some companies can give you a cost-free car check with basic details. You can do a free car history check at Gov.uk.

    Does an HPI Check Show Accidents?

    An HPI check will not offer details on every mishap a vehicle has remained in; mishap damages will just be determined where an insurer has registered the car as a write-off.

    Outstanding finance check

    A vehicle can have finance outstanding on the car, it belongs to the finance company and is therefore not the owners to sell. Therefore, if you buy the vehicle you would need to pay the outstanding finance yourself. A finance check will reveal if the vehicle has any payments left along with details on the finance. 

    Keeper history check

    It is possible to find out exactly how many people have owned the car including dates the owners purchased and sold the vehicle.

    To find out details on the registered keeper of a vehicle it is possible with reasonable cause, you will need to fill out a form with DVLA here. This is because all of the relevant information is protected under data privacy law, but with the right reason the DVLA can provide you with the car’s full ownership history.

    Always remember to make sure that a full history check has been carried out on a vehicle. As well as being an opportunity to look for faults on a secondhand car, the test drive is a good opportunity to make sure you’re buying the right car for you. If the vehicle has a fault after purchasing you may be have a legal right to repair. For more information check out the this citizen advice article.

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