There are various credit card types in India catering to different requirements and needs of users. Some of the credit card types include shopping credit cards, lifestyle credit cards, travel credit cards, fuel credit cards, etc. Regardless of what your needs are, you’ll find a credit card that suits you perfectly.
Travelling expenses can be quite heavy on the pocket, especially if you are a frequent traveller. That is where a travel credit card comes as a relief, as they are specifically designed to cater to your travelling needs. They come with exciting domestic and international travel benefits and rewards to help you save on travel expenses. Here are some of the best credit card types for you to choose from:
1.ICICI MMT Platinum Credit Card
ICICI and MakeMyTrip (MMT) collaborated to provide one of the best travel credit cards – the ICICI MMT Platinum credit card. There is no annual fee but a joining fee of Rs. 500. You can enjoy some exceptional joining benefits like cash reward points worth Rs 500 and an MMT holiday voucher worth Rs 3000. Loyal MMT customers can earn Rs 1000 My Cash against spending worth Rs. 50,000 on MMT-specific hotels and flights. You also earn complimentary lounge access per quarter on spending worth Rs. 5000.
2.Citibank PremierMiles Credit Card
This amazing credit card comes with a joining fee of Rs 3000 + applicable GST with a welcome offer of Rs 10,000 air miles and Rs 3000 bonus miles when you renew your card after a year. The miles earned on your spends do not expire and can be used to get flight and hotel discounts for frequent travellers. The credit card also comes with a complimentary airport lounge access with an accident cover of up to Rs 1 crore. The cardholder can earn 10 miles per Rs 100 spent on premiermiles.co.in and 4 miles on other purchases.
3.SBI Card ELITE
This truly elite credit card comes with a joining fee as well as an annual fee of Rs 4,999 each. Some of the top travel benefits of the SBI Card ELITE include complimentary airport lounge visits in 2 domestic and 6 international airports and 1 upgrade voucher of Vistara with a club Vistara silver membership for all the cardholders. There are also offers from Trident hotels like the red-tier membership, and on your very first stay at the hotel, you can earn Rs 1500 bonus points! Additionally, users can get a foreign currency mark-up charge of just 1.99%, which is the lowest on international usage.
So, go ahead and apply for these amazing travel cards and start saving on your travel expenses!
Another huge expenditure incurred by customers is on online shopping. So, here are some incredible credit cards that can help you save big time on your shopping expenses by offering cashbacks, welcome benefits, and lucrative offers to all the exclusive cardholders.
4.Flipkart Axis Bank Credit Card
One of the best credit cards offered by Flipkart in association with Axis bank – Flipkart Axis bank credit card offers a welcome benefit of Rs 1,100, by which you can activate benefits worth the sum on your Flipkart Axis bank credit card. It comes with a joining fee of Rs 500 and offers a 5% cashback on Flipkart and Myntra, 4% cash back on other selective outlets, and 1.5% cash back on other categories.
5.Amazon Pay ICICI Credit Card
Amazon Pay and ICICI collaborated to provide another remarkable credit card for all the shopaholics out there to splurge on online shopping – the Amazon Pay ICICI credit card. The primary benefit offered by the card is that there is absolutely no joining fee or annual fees levied on the card. You earn a 5% cashback by shopping on Amazon, and all the accumulated reward points can be used at over 100 outlets.
6.SBI SimplyCLICK Credit Card
Another premium credit card is the SBI SimplyCLICK credit card which has an annual fee of Rs 499. Also, you can earn 10x reward points on all online transactions, and 5x reward points on all other spends using this credit card. Additionally, the SBI SimplyCLICK credit card offers a 1% fuel surcharge waiver on fuel purchases up to Rs. 3,000.
You can apply for these credit cards on the Bajaj MARKETS website by following these simple steps:
- Head on to the official website of Bajaj MARKETS
- Enter your contact details and other personal information as requested
- Next, select the best card as per your needs and spending habits
- Check the eligibility criteria of the card selected, and
- Finally, submit your application to start the process of procuring the credit card
So, what are you waiting for? Go ahead, and apply for the best travel and shopping credit card now!